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<br />~ FLOODSMART.GOV
<br />An official site of the National Flood Insurance Program
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<br />High Risk Premium Table: Residential
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<br />Rates Effective May I, 2007
<br />
<br />HIGH RISK PREMIUM TABLE: RESIDENTIAL
<br />
<br />Premiums for ZONES A, AE, Al-30, AO, AH (Pre-FIRM)
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<br />These premiums are based on a single family, one floor, no basement building with a standard $500 deductible.3
<br />Your premium may be even lower if your community participates in the Community Rating System (CRS).4
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<br />Building & Contents 1 I Building Only 1 I 1
<br /> Contents Only
<br />Coverage Annual Coverage Annual Coverage Annual
<br />Premium2 Premium2 Premium2
<br />$ 35,000/10,000 $ 503 $ 35,000 $ 398 $ 10,000 $ 140
<br />50,000/15,000 681 50,000 523 15,000 196
<br />75,000/20,000 861 75,000 650 20,000 251
<br />100,000/30,000 1,079 100,000 776 30,000 346
<br />125,000/40,000 1,296 125,000 903 40,000 442
<br />150,000/50,000 1,514 150,000 1,029 50,000 537
<br />250,000/100,000 2,462 250,000 1,520 100,000 1,014
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<br />1 Includes a Federal Policy Fee of $30 and ICC Premium.
<br />2 Includes a Federal Policy Fee of $30 only.
<br />3 Higher deductible limits are available, up to $5,000 for single-family properties.
<br />4 The Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community
<br />floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance
<br />premium rates are discounted to reflect the reduced flood risk resulting from the community actions. To learn
<br />more about CRS and to see if your community participates, go to FEMA's CRS Web page, at http://www.fema.
<br />gov/busines s/nfip/crs .shtm.
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<br />Note: Replacement Cost Coverage is available for single-family dwellings that are primary residences. They must be
<br />insured to the maximum amount of insurance available under the program or no less than 80% of the replacement
<br />cost at the time of loss. Please refer to the policy or manual for further explanation and requirements.
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