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Allstate Property and Casualty Insurance Company <br /> Policy Number: 912 70009910/31 Your Agent: Pat Stocking (701)235-9868 <br /> For Premium Period Beginning: Oct.31,2013 <br /> DETAIL: Exterior Walls --Aluminum Siding 100 % <br /> Roofing --Asphalt/Fiberglass Shingle 100 % <br /> Interior Partitions --Drywall 100 % <br /> Interior Partitions --Less than 10 ft Wall Height 100 <br /> Heating & Cooling --Heat & Central Air Cond. -Avg Cost 100 % <br /> SPECIAL FEATURES: Exterior --Picture Windows (1) <br /> Exterior --Sliding Glass Doors (1) <br /> Increase Language: <br /> Additional information about Dwelling Protection limits <br /> Your policy includes a feature called "Property Insurance Adjustment" (PIA). PIA reflects changes in construction <br /> costs in your area that may have occurred during the policy period. <br /> We would like you to know that your policy's PIA recently indicated that construction costs in your area have <br /> increased. Based on this information, we have automatically increased your Coverage A—Dwelling Protection <br /> limits. <br /> However, it is ultimately your responsibility to consider whether the changes we have made are sufficient for <br /> your insurance needs. It is important for you to understand that these are only estimates and the new limits of <br /> your policy may not provide sufficient coverage in the event of a loss. For example, if you have done any <br /> remodeling to your home which has not been updated in our records, your home's replacement cost may be <br /> higher than our current records indicate. In that case, you may want to increase your limits to reflect such <br /> changes. Conversely, there is a possibility that your new limits may provide coverage in excess of the actual <br /> replacement cost of your home. For example, if you originally decided to insure your home at an amount that <br /> exceeded the estimated replacement cost, you may want to call your Allstate representative to discuss the <br /> current value of your home and the possibility of lowering your limits. <br /> If you have any questions about PIA, or your policy in general, please contact your Allstate representative. <br /> X67831 <br /> PROP '010003313091653000310804' <br /> II III <br /> 10 II I II mi II II III it I I I I I I I I III II I� II II I I III N II II II Sep mbern16,2013 Page 2013 5 <br /> t <br />