g. Contract approval
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g. Contract approval
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Allstate Property and Casualty Insurance Company <br /> Policy Number: 9 12 700099 10/31 Your Agent: Pat Stocking (701)235-9868 <br /> For Premium Period Beginning: Oct.31,2013 <br /> Important Notice <br /> DWELLING PROFILE <br /> Allstate has determined that the estimated cost to replace your home is : $305,768 <br /> The enclosed Policy Declarations shows the limit of liability applicable to Coverage A—Dwelling Protection of <br /> your homeowners insurance policy. The estimated replacement cost of your home is the minimum amount for <br /> which we will insure your home. <br /> The decision regarding the limit applicable to your Coverage A —Dwelling Protection is your decision to make, <br /> as long as, at a minimum, your limit equals the estimated replacement cost as determined by Allstate and does <br /> not exceed maximum coverage limitations established by Allstate. <br /> It is important to keep in mind that your Coverage A limits reflect a replacement cost that is only an estimate <br /> based on data that was available to us when we made this estimate (this data is described further below). The <br /> actual amount it will cost to replace your home cannot be known until after a covered total loss has occurred. <br /> How is the replacement cost estimated? <br /> Many factors can affect the cost to replace your home, including its age, size, and type of construction. For <br /> example, the replacement cost uses construction data, such as labor and materials, that are available to us when <br /> we made this estimate. This estimate is also based on characteristics of the home, which include information <br /> that you provided to us. You might have chosen to insure your home for a higher amount than the estimated <br /> replacement cost shown above. <br /> Note to customers renewing their policy <br /> The estimated replacement cost for your home may have changed since the last time we communicated this <br /> information to you. This is because, at renewal, Allstate uses the home characteristics that you have provided <br /> to us to recalculate and update the estimated replacement cost. Using updated labor and material rates for your <br /> zip code, Allstate takes the home characteristics you have provided and determines the updated estimated <br /> replacement cost. The information about your home's characteristics is provided below. <br /> If the information about your home shown below requires any change or if you have any questions or concerns <br /> about the information contained in this Important Notice, please contact your Allstate representative, or call us <br /> at 1-800-Allstate.® <br /> DWELLING STYLE: 1.0 Story(s), 1 Family(s), Built 1976, Living Area 2164 sq. ft. <br /> FOUNDATION: 100% Basement, 85% Finished Basement <br /> ADDITIONS: Attached Structures --Attached Garage -2 Car (1) <br /> Attached Structures --Screened Porch -Medium (1) <br /> Attached Structures --Wood Deck 200 sq. ft. <br /> Detached Structures --Swim Pool -Concrete (Medium) (1) <br /> Interior --Kitchen -Average (1) <br /> Interior --Full Bath -Average (3) <br /> Interior --Fireplace -Single (2) <br /> Information as of Page 4 <br /> September 16,2013 NDO70RBD <br />
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