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M i F1V 5( HARRIET Paee mil
<br /> 3326J111813
<br /> Uniform Residential Appraisal Report File,HARRIS
<br /> 21- The lender/client may disclose or distribute this appraisal report to the borrower, another lender at the request of the
<br /> borrower, the mortgagee or its successors and assigns; mortgage insurers, government sponsored enterprises; other
<br /> secondary market participants, data collection or reporting services; professional appraisal organizations; any department,
<br /> agency, or instrumentality of the United Slates; and any state, the District of Columbia, or other jurisdictions; without having to
<br /> obtain the appraiser's or supervisory appraiser's (it applicable) consent Such consent must be obtained before this appraisal
<br /> report may be disclosed or distributed to any other party (including. but not limited to, the public through advertising, public
<br /> relations, news, sales, or other media).
<br /> 22 I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain
<br /> laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice
<br /> that pertain to disclosure or distribution by me.
<br /> 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage
<br /> insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part
<br /> of any mortgage finance transaction that involves any one or more of these parties.
<br /> 24. If this appraisal report was transmitted as an'electronic record" containing my "electronic signature," as those terms are
<br /> defined in applicable federal and/or state laws (excluding audio and video recordings). or a facsimile transmission of this
<br /> appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
<br /> valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
<br /> 25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or
<br /> criminal penalties including, her not limited to, fine or imprisonment or both under the provisions of Title 18, United States
<br /> Code, Section 1001, et seq., or similar state laws.
<br /> SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that
<br /> 1. I directly supervised the appraiser for this appraisal assignment,have read the appraisal report,and agree with the appraiser's
<br /> analysis, opinions, statements, conclusions, and the appraiser's certification
<br /> 2. I accept full responsibility for the contents of this appraisal report including,but not limited to,the appraiser's analysis,opinions,
<br /> statements, conclusions, and the appraiser's certification.
<br /> 3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the
<br /> appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law.
<br /> 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
<br /> promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal
<br /> report was prepared.
<br /> 5. If this appraisal report was transmitted as an "electronic record"containing my"electronic signature," as those terms are
<br /> defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
<br /> appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
<br /> valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
<br /> APPRAISER JAM, s:S SUPERVISORY APPRAISER(ONLY IF REQUIRED)
<br /> Signature /, . Nam I also had an appraisal done in the fall of
<br /> Name JAME OBIS
<br /> Company Na e Bo .ER APPRAISALS _ _ Corn 2009 . The appraised amount was 280,000
<br /> Company Ad.ess '220 18TH ST S.SUITE 1B ,PO BOX 9252 Corn which seems reasonable as the city had the
<br /> FARGO,ND 58104
<br /> Telephone Number (701)280-9000 _ TeleitaX base at 272,900 -- which was 3% less
<br /> Email Address INBOXrBORDERAPPRAISALS.COM Erna than the appraisal as on sale you never
<br /> Date of Signature and Report 11/20/2013
<br /> Date
<br /> Effective Date of Appraisal 11/18/2013__-- State realize the complete selling price.
<br /> State Certification# CR-21033 _-_ _._ - .__ or St
<br /> or State License# Statf
<br /> or Other(describe) _ __state# Expir this appraisal is at 302,000 so I expected
<br /> State ND the city appraisal to come in around
<br /> Expiration Date of Certification or License 12/31/2013 SUB y
<br /> t.293,000 but the new city appraisal is
<br /> ADDRESS OF PROPERTY APPRAISED ❑ 323,000. LH
<br /> 3326 11th St S _.-- -..----- -.._ .-___..
<br /> Fargo,ND 58104 dm yr nmpei.uon
<br /> APPRAISED VALUE OF SUBJECT PROPERTY$ 302,000 iI Did inspect interior and exterior of subject property
<br /> Date of Inspection
<br /> LENDER/CLIENT
<br /> Name No AMC __ - __---__ ____ COMPARABLE SALES
<br /> Company Name GATE CITY BANK
<br /> Culnpany/,our, -__ - , — - I.1 Did not inspect exterior of comparable sales from street
<br /> fi Did inspect exterior of comparable sales from street
<br /> Email Address _— __ - Date of Inspection
<br /> Freddie Mac Form 75 March 2005 LIAR Verson 9/2011 Page 6 of 6 Fannie Mae Form 1004 March 2005
<br /> [Ton 1004UAD--'Scuty1AL"ryrrrovi>oir mva by,'i/nude mr -&7041LAMOOE
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