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<br />9.5 INDEMNIFICATION OF ADMINISTRATOR .................................................................24 <br /> <br />ARTICLE X <br />AMENDMENT OR TERMINATION OF PLAN <br /> <br /> <br />10.1 AMENDMENT .................. ...................... .............. ........ ............... ..................... ........... .24 <br /> <br />1 0.2 TERMINATION ................ ...................... .............. ........ ............................ .... ......... .......24 <br /> <br />ARTICLE XI <br />MISCELLANEOUS <br /> <br />11.1 PLAN INTERPRETATION ................ .......... .................. ...................................... ..........25 <br />11.2 GENDER AND NUMBER. ...................... .............................. ....... ......... ....... ............ .....25 <br />11.3 WRITTEN DOCUMENT ...............................................................................................25 <br />11.4 EXCLUSIVE BENEFIT ..... ................ ................. ........... ........ .................... ....... ......... ....25 <br />11.5 PARTICIPANTS RIGHTS ............................................................................................25 <br />11.6 ACTION BY THE EMPLOYER .....................................................................................25 <br />11.7 NO GUARANTEE OF TAX CONSEQUENCES............................................................25 <br />11.8 INDEMNIFICATION OF EMPLOYER BY PARTICIPANTS...........................................26 <br /> <br /> <br />11.9 FUN 01 NG..................................................................................................................... 26 <br /> <br />11.10 GOVERNING LAW ................................ ......................................................................26 <br /> <br />11.11 SEVERAB ILITY............. ................ ............................................................................. ..26 <br /> <br />11.12 CAPTIONS........................................................ ............. ......... ....... ... ...................... .....26 <br /> <br />11.13 CONTINUATION OF COVERAGE (COBRA) ...............................................................26 <br />11.14 FAMILY AND MEDICAL LEAVE ACT (FMLA)..............................................................26 <br />11.15 HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT (HIPAA) ...........27 <br />11.16 UNIFORM SERVICES EMPLOYMENT AND REEMPLOYMENT RIGHTS ACT <br /> <br /> <br />(USERRA) .................................................................................................................. .27 <br /> <br />11.17 COMPLIANCE WITH HIPAA PRIVACY STANDARDS.................................................27 <br />11.18 COMPLIANCE WITH HIPAA ELECTRONIC SECURITY STANDARDS.......................29 <br />