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<br />Your Insurance Coverage Summary <br />AMERICAN FAMILY MUTUAL INSURANCE COMPANY <br /> <br />September 22, 2008 <br /> <br />- <br /> <br />-- <br />AMERICAN FAMILY <br /> <br />INSURANCE <br /> <br />286 - 386 9J080011t31B00121t3N <br />HARR^ DERRICK & KRISTA <br />611 ttILLSIDE DR <br />FARGO ND 58104-8104 <br /> <br />DEAR DERRICK & KRISTA BARR <br /> <br />'lbank you for allowing American Family to insure your property. Please take a minute to review <br />your coverages and limits, shown below, to make sure they are adequate. Contact me if you would <br />tiketo Ltiscuss your policy coverages and limits, or if you have any other questions. <br /> <br />Policy Number: <br />Policy Type: <br />Policy Term: <br /> <br />33DC-0137-01-52-PHGS-ND <br />HOMEOWNERS GOLD STAR SPECIAL DELUXE FORM <br />October 16, 2008 to October 16, 2009 <br /> <br />ProDertv Coveraoes - Section I <br />Dwelling <br />Personal Property~ On Premises <br />Personal Property: Off Premises <br /> <br />Loss of Use <br /> <br />Deductible Amount - All Peril <br />- Except Wind & Hail <br /> <br />Old Limits <br />$221,100 <br />$165,900, <br />100% Subject to <br />Limitations <br />Actual Loss <br />Within 12 Months <br />$500 <br />$1,000 <br /> <br />New Limits <br />$227,300 <br />$170,500 <br />100% Subject to <br />Limitations <br />Actual Loss <br />Within 12 Months <br />$500 <br />$1,000 <br /> <br />Section I limits are increased by the Inflation Protection Coverage <br />provided in your policy. Your new index is 181. <br /> <br />Liabilitv CoveraGe. - Section II <br />Personal Liability <br />Medical Expense <br /> <br />$1,000,000 <br />$5,000 <br /> <br />$1,000,000 <br />$5,000 <br /> <br />Additional Protection/Endorsements <br />Option 2 - Extended Coverage on Jewelry, Watches and Furs <br />Option 14 - Personal Property Replacement Coverage <br />Pleasure Horse & Equip Cov - End. 406 (Ed. 06-94) - 1 Horse <br />Environmental/Personal Pollution Damage Coverage <br />- End. 523 (Ed. 09-94) <br />North Dakota Amendatory Homeowners - End. 584A (ND) (Ed. 10-06) <br />Gold Star Homeowners Amendatory <br />- End. 587 (Ed. 10-99) <br />Fungi or Bacteria Exclusion Endorsement - End. 595 (Ed. 6-02) <br /> <br />This policy does not cover flood damage. Contact your agent for <br />flood coverage. <br /> <br />Policy includes Increased Building Limit Coverage up to 120% of <br />the Dwelling Limit. <br />Claim Free Discount has been applied. <br />Home & Auto Discount has been applied. <br /> <br />Thank you, <br /> <br />CHRIS HEISE AGENCY, INC. <br />(701) 293-0798 <br /> <br />@ <br />