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<br />6.7 HEALTH FLEXIBLE SPENDING ACCOUNT CLAIMS <br /> <br />(a) Expenses must be incurred during Plan Year. All Medical <br />Expenses incurred by a Participant, his or her spouse and his or her Dependents <br />shall be reimbursed during the Plan Year subject to Section 2.5, even though the <br />submission of such a claim occurs after his participation hereunder ceases; but <br />provided that the Medical Expenses were incurred during the applicable Plan <br />Year. Medical Expenses are treated as having been incurred when the <br />Participant is provided with the medical care that gives rise to the medical <br />expenses, not when the Participant is formally billed or charged for, or pays for <br />the medical care. <br /> <br />(b) Reimbursement available throughout Plan Year. The <br />Administrator shall direct the reimbursement to each eligible Participant for all <br />allowable Medical Expenses, up to a maximum of the amount designated by the <br />Participant for the Health Flexible Spending Account for the Plan Year. <br />Reimbursements shall be made available to the Participant throughout the year <br />without regard to the level of Cafeteria Plan Benefit Dollars which have been <br />allocated to the fund at any given point in time. Furthermore, a Participant shall <br />be entitled to reimbursements only for amounts in excess of any payments or <br />other reimbursements under any health care plan covering the Participant and/or <br />his Spouse or Dependents. <br /> <br />(c) Payments. Reimbursement payments under this Plan shall be <br />made directly to the Participant. However, in the Administrator's discretion, <br />payments may be made directly to the service provider. The application for <br />payment or reimbursement shall be made to the Administrator on an acceptable <br />form within a reasonable time of incurring the debt or paying for the service. The <br />application shall include a written statement from an independent third party <br />stating that the Medical Expense has been incurred and the amount of such <br />expense. Furthermore, the Participant shall provide a written statement that the <br />Medical Expense has not been reimbursed or is not reimbursable under any <br />other health plan coverage and, if reimbursed from the Health Flexible Spending <br />Account, such amount will not be claimed as a tax deduction. The Administrator <br />shall retain a file of all such applications. <br /> <br />(d) Claims for reimbursement. Claims for the reimbursement of <br />Medical Expenses incurred in any Plan Year shall be paid as soon after a claim <br />has been filed as is administratively practicable; provided however, that if a <br />Participant fails to submit a claim within 90 days after the end of the Plan Year, <br />those Medical Expense claims shall not be considered for reimbursement by the <br />Administrator. However, if a Participant terminates employment during the Plan <br />Year, claims for the reimbursement of Medical Expenses must be submitted <br />within 90 days after termination of employment. <br /> <br />6.8 DEBIT AND CREDIT CARDS <br /> <br />Participants may, subject to a procedure established by the Administrator and <br />applie~ in a uniform nondiscriminatory manner, use debit and/or credit (stored value) cards <br />("card$") provided by the Administrator and the Plan for payment of Medical Expenses, subject <br />to the following terms: <br />I <br />I <br /> <br />(a) Card only for medical expenses. Each Participant issued a card <br />shall certify that such card shall only be used for Medical Expenses. The <br />Participant shall also certify that any Medical Expense paid with the card has not <br /> <br />14 <br />