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<br />9.5 INDEMNIFICATION OF ADMINISTRATOR .................................................................24 <br /> <br />ARTICLE X <br />AMENDMENT OR TERMINATION OF PLAN <br /> <br /> <br />10.1 AMENDMENT ............... ............................. ..... ........ ....... ................ ...................... .... ... .24 <br /> <br />1 0.2 TERMINATION.. ..... ................. ......... ....................... ...... ................... ....... ............. ...... .24 <br /> <br />ARTICLE XI <br />MISCELLANEOUS <br /> <br />11.1 PLAN INTERPRETATION............................................................................................25 <br />11.2 GENDER AND NUMBER.............................................................................................25 <br />11.3 WRITTEN DOCUMENT .......... .............. ........................ .... .......................................... .25 <br />11.4 EXCLUSIVE BENEFIT ................................................................................................ .25 <br />11.5 PARTICIPANT'S RIGHTS ............................................................................................25 <br />11.6 ACTION BY THE EMPLOYER .....................................................................................25 <br />11.7 NO GUARANTEE OF TAX CONSEQUENCES............................................................25 <br />11.8 INDEMNIFICATION OF EMPLOYER BY PARTICIPANTS ..........................................26 <br /> <br /> <br />11.9 FUNDING............. ......... .................. .... ...................... ....... ....... .................... ................ .26 <br /> <br />11.10 GOVERNING LAW ......................................................................................................26 <br /> <br /> <br />11.11 SEVERABILITY.................................................................................................... ........26 <br /> <br />11.12 CAPTIONS...... .............................. .......... ................................. .............. .................. ....26 <br /> <br />11.13 CONTINUATION OF COVERAGE ...............................................................................27 <br />11.14 FAMILY AND MEDICAL LEAVE ACT ..........................................................................27 <br />11.15 HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT.........................27 <br /> <br /> <br />11.16 USERRA .......... ...... ....................................... ............. ........... ................ ...................... .27 <br /> <br />11.17 COMPLIANCE WITH HIPAA PRIVACY STANDARDS.........................:.......................27 <br />11.18 COMPLIANCE WITH HIPAA ELECTRONIC SECURITY STANDARDS.......................29 <br />