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<br />211 9th Street South , Fargo, ND 58103 | www.casscountynd.gov <br />Information Technology <br /> <br /> Telephone: 701-241-5750 <br /> ITD@casscountynd.gov <br /> <br /> <br /> MEMO <br /> <br />TO: Cass County Commission FROM: Bob Henderson, IT Director DATE: Feb 22 2023 SUBJECT: Cyber Security Liability Insurance <br /> ----------------------------------------------------------------------------------------- Dear Commissioners, <br />Enclosed is a proposal for the renewal of our Cyber Security Liability Insurance. Current Cyber Security policies through the North Dakota Insurance Reserve Fund (NDRIF) are not adequate to <br />protect against many of the cyber attacks affecting state and local governments in the recent past. NDRIF is limited to $250,000 coverage for data breaches, such as the loss or exposure of customers personal data. <br />The current market for Cyber Security insurance is extremely competitive, as cyber carriers have tightened their risk appetites due to the increasing number of cyber incidents over the past twelve months. This is heavily reflected in the attached proposal, with numerous underwriters declining to quote due to us being a government entity, and therefore a higher risk target. Working with our Insurance Provider, the Information Technology team has put in countless new tools and policy changes to better strengthen our cyber controls at Cass County. By doing this, we have been able to secure the quotes presented in the proposal in front of you. SUGGESTED MOTION: Approve Cyber security liability policy with coverage amounts of $________________ Bob Henderson Information Technology Director