3. Preliminary budget approval - Laserfiche WebLink

Dental Plan On the dental plans the county has been paying 75% of what a single premium would cost with the employee picking up any additional cost for family plans. On the dental plan a single with dependent is not available. While our increases for the health plan are less than we had projected, our increases for the dental plan are higher than the 12% increase in the preliminary budget. The attachment point for the dental coverage is going up 20%. 2007 Actual 2008 Budget 2008 2008 "Expected" "Maximum" Single County $30 $32 $36 $40 Employee ----.2 12 -1L ---1J Total m $44 iQ $53 Family County $30 $32 $36 $40 Employee 72 82 87 ~ Total $102 1lH .llil. ~ The dental plan has been struggling with expenses exceeding revenues since the program was started. We were warned that this might happen for the first few years because of pent up demand for dental services. At the present time we utilize the reserves in the Health Insurance Plan to cash flow the shortages in the Dental Plan. In 2006 our loss on the plan was $40,000 and so far this year we are about behind by $13,000. The funding level shown for the 2008 Expected is at the suggested funding level, which is at the "expected" level of claims. The funding level shown for the 2008 Maximum is at the maximum costs before reinsurance takes over paying the claims. We have about 116 family plans and 190 single dental plans. The additional costs to the county to go from the current figures in the budget to the expected level would be $14,688 and to the maximum level would be $29,376.