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<br />TAr~~r; OF CONT~NT$ <br /> <br />ARTICLE I <br />DEFINITIONS <br /> <br />ARTICLE II <br />PARTICIPATION <br /> <br />2.1 ELIGIBILITY ......................................"........... ............ ".. . ... . ......... .................3 <br /> <br />2.2 EFFECTIVE DATE OF PARTICIPATION ..................."... ...... ...."........ ......3 <br />2.3 APPLICATION TO PARTICIPATE ............................... ...... ..........""...... .......3 <br />2.4 TERMINATION OF PARTICIPATION ....."....."............. .. ...". .. "......................4 <br />2.5 TERMINATION OF EMPLOYMENT ............"....................".........".....".............4 <br /> <br /> <br />2.6 DEATH................................. ....... .................."...".................. .... . ..... ......................4 <br /> <br />ARTICLE III <br />CONTRIBUTIONS TO THE PLAN <br /> <br />3.1 <br /> <br />3.2 <br />3.3 <br />3.4 <br /> <br />EMPLOYER CONTRIBUTION .. .. . ..............". ........ ... <br />SALARY REDIRECTION ...... ......".......................... ... <br />APPLICATION OF CONTRIBUTIONS .............................. ........ .. <br />PERIODIC CONTRIBUTIONS ............"............ ............... ... <br /> <br />. ...........................5 <br /> <br />...........................5 <br /> <br />..............."..........5 <br /> <br />. ............................6 <br /> <br />ARTICLE IV <br />BENEFITS <br /> <br />4.1 BENEFIT OPTIONS .............. .......... ......".......... .. ..." . . .. ... .. ............ ".....6 <br />4.2 HEALTH FLEXIBLE SPENDING ACCOUNT BENEFIT...... .... ..."..".... ...................6 <br />4.3 DEPENDENT CARE FLEXIBLE SPENDING ACCOUNT BENEFIT. ............................6 <br />4.4 HEALTH INSURANCE BENEFIT ..."............. ................. .............................6 <br />4.5 CASH BENEFIT .................. ........................... ..........."."...."...."..........7 <br />4.6 NONDISCRIMINATION REQUiREMENTS....... ......... ... . ..... '" ."..............7 <br /> <br />ARTICLE V <br />PARTICIPANT ELECTIONS <br /> <br />5.1 <br />5.2 <br /> <br />5.3 <br />5.4 <br /> <br />INITIAL ELECTIONS. .... ...... ....."............ ........................ . <br />SUBSEQUENT ANNUAL ELECTIONS .......,....,........"....... ..... <br />FAILURE TO ELECT.................... ................... ..... ....... ... <br />CHANGE IN STATUS .........".......". ...".......... .........".. . .... .. <br /> <br />.................. ..... 8 <br /> <br />.......".........,.." ..,.,8 <br /> <br />. ......"....................8 <br /> <br />.. ....... ............. .,...9 <br />