1. MIDA Bond Sisters of Presentation

ARTICLE 5 MAINTENANCE, MODIFICATIONS, TAXES AND INSURANCE SECTION 5.01. MAINTENANCE. During the term ofthis Loan Agreement, the Corporation will keep. or cause the Facilities to be kept. in good repair and good operating condition and in as safe condition as its operations will reasonably permit, making all repairs thereto and renewals and replacements thereof which may be necessary for this purpose. so that the Facilities will remain suitable and efficient for use in the operation of the Corporation' s business. SECTION 5.02. MODIFICATIONS. The Corporation may. ii'om time to time at its own expense. make any Improvements to the Facilities that it may deem desirable for its business purposes provided that such Improvements or replacements do not materially alter the scope. character or operation of the Facilities or impair the exemption of interest on the Bonds from federal income taxation. The cost of such Improvements shall be paid by the Corporation and the same shall become a pmi of the Facilities and be included under the terms of this Loan Agreement. SECTION 5.03. REMOVAL OF EOUIPMENT. So long as it is not in default hereunder. the Corporation may, without the consent of the Issuer or the Lender. remove. alter or modify any item of equipment. furnishings and other tangible personal property, including Equipment. Any damage resulting to the Facilities therefrom shall be repaired and the Facilities restored to their previous condition at the sole expense of the party effecting such removal or at the sole expense of the Corporation. SECTION 5.04. TAXES AND OTHER GOVERNMENTAL CHARGES AND UTILITY CHARGES. The Corporation will pay, or cause to be paid. during the term of this Loan Agreement, as the same respectively become due, all taxes and governmental charges and utility charges of any kind whatsoever that may at any time be lawfully assessed or levied against or with respect to the Facilities or other propeliy acquired by the Corporation in substitution for, as a renewal or replacement of. or a modification, improvement, or addition to, the Facilities or equipment and other charges incurred in the operation, maintenanee. use, and upkeep of the Facilities. The Corporation may, at its expense and in its own name, in good faith contest any such taxes, assessments, and other charges and, in the event of any such contest may permit the taxes. assessments. or other charges so contested to remain unpaid during the period of such contests and any appeal therefrom; provided that the Corporation shall provide the Lender with an opinion of Counsel stating that the nonpayment of any such items shall not materially endanger the security for the Bonds and that the Facilities or any essential part thereof will not be subject to loss or forfeiture by reason of such nonpayment, otherwise. such taxes, assessments or charges shall be paid forthwith or the Corporation shall deposit cash with the Lender in an amount satisfactory to the Lender. SECTION 5.05. FACILITIES INSURANCE REQUIREMENTS. The Corporation agrees to: (a) insure or cause the Facilities to be insured against fire and other perils covered under the usual "speeial form" extended coverage endorsement in an amount not less than the outstanding principal amount of the Bonds by means of policies issued by reputable insurance companies duly qualified 5-1