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<br />ARTICLE X <br />AMENDMENT OR TERMINATION OF PLAN <br /> <br />10.1 AMENDMENT.......................... ...... .................. .................................... .............. .......... 23 <br /> <br />1 0.2 TERMINATION........................ ...... ..... ....... .......................................................... ........23 <br /> <br />ARTICLE XI <br />MISCELLANEOUS <br /> <br />11.1 PLAN INTERPRETATION ...........................................................................................23 <br />11.2 GENDER AND NUMBER.............................................................................................23 <br />11.3 WRITTEN DOCUMENT ......................................................................................... ..... 24 <br />11.4 EXCLUSIVE BENEFIT................................................................................................. 24 <br />11.5 PARTICIPANTS RIGHTS ....... ........... ...... ..... ...... ............. ................... .......... ............... 24 <br />11.6 ACTION BY THE EMPLOyER.....................................................................................24 <br />11.7 NO GUARANTEE OF TAX CONSEQUENCES............................................................24 <br />11.8 INDEMNIFICATION OF EMPLOYER BY PARTICIPANTS ..........................................24 <br /> <br />11.9 FUNDING.. ......... ...... ....... ............. .................. ..... .............. ............................ ...... ........ 25 <br /> <br />11.10 GOVERNING LAW ......................................................................................................25 <br /> <br />11.11 SEVERABILITY ........................................................................................................... 25 <br /> <br />11.12 CAPTIONS ..................................................................................................................25 <br /> <br />11.13 FAMILY AND MEDICAL LEAVE ACT ..........................................................................25 <br />11.14 HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT.........................25 <br />11.15 UNIFORM SERVICES EMPLOYMENT AND REEMPLOYMENT RIGHTS ACT..........25 <br />11.16 COMPLIANCE WITH HIPAA PRIVACY STANDARDS ................................................25 <br />11.17 COMPLIANCE WITH HIPAA ELECTRONIC SECURITY STANDARDS ...................... 27 <br />