Amended items
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6/9/2006 9:35:24 AM
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6/5/2006 10:03:33 AM
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<br />TABLE OF CONTENTS <br /> <br />I <br />ELIGIBILITY <br /> <br />1. When Can I Become a Participant in the Plan?..................................................................... 1 <br />2. What Are the Eligibility Requirements for Our Plan? .............................................................2 <br />3. When Is My Entry Date? .......................................................................................................2 <br />4. What Must I Do to Enroll in the Plan?....................................................................................2 <br /> <br />II <br />OPERATION <br /> <br />1. How Does This Plan Operate?.............................................................................................. 2 <br /> <br />III <br />CONTRIBUTIONS <br /> <br />1. How Much of My Pay May the Employer Redirect?...............................................................2 <br />2. How Much Will the Employer Contribute Each Year?............................................................ 2 <br />3. What Happens to Contributions Made to the Plan? ...............................................................3 <br />4. When Must I Decide Which Accounts I Want to Use? ........................................................... 3 <br />5. When Is the Election Period for Our Plan? ............................................................................ 3 <br />6. May I Change My Elections During the Plan Year? ............................................................... 3 <br />7. May I Make New Elections in Future Plan Years?................................................................4 <br /> <br />IV <br />BENEFITS <br /> <br />1. What Benefits Are Available? ................................................................................................4 <br /> <br />V <br />BENEFIT PAYMENTS <br /> <br />1. When Willi Receive Payments From My Accounts? ............................................................. 6 <br />2. What Happens If I Don't Spend All Plan Contributions During the Plan Year?....................... 6 <br />3. Family and Medical Leave Act (FMLA)................................................................................. 7 <br />4. Uniformed Services Employment and Reemployment Rights Act ......................................... 7 <br />5. What Happens If I Terminate Employment? .......................................................................... 7 <br />6. Will My Social Security Benefits Be Affected? .......................................................................8 <br /> <br />VI <br />HIGHLY COMPENSATED AND KEY EMPLOYEES <br /> <br />1. Do Limitations Apply to Highly Compensated Employees? ..................................................8 <br />
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