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<br />Page 11 of 25 <br />(d) Each Occurrence (Bodily Injury and <br /> Property Damage): $1,000,000 <br />(e) Property damage liability insurance will provide Explosion, Collapse, and <br />Underground coverages where applicable. <br /> <br />(3) Automobile Liability under paragraph 21(A)(6) (which will include coverage <br />for any auto, including owned, non-owned, and hired): <br /> <br />(a) Bodily Injury: <br />i. Each person: $1,000,000 <br />ii. Each accident: $1,000,000 <br />(b) Property Damage: <br />i. Each accident: $1,000,000 <br /> OR <br />(c) Combined Single <br />i. Limit of: $1,000,000 <br /> <br />(4) The following will be included as additional insured on all of Consultant’s <br />General Liability and Automobile Insurance Policies required under this <br />Agreement: <br /> <br />(a) Cass County Joint Water Resource District; and <br />(b) Diversion Authority; and <br />(c) State of North Dakota <br /> <br />(5) If Consultant is domiciled outside of the State of North Dakota, Consultant will <br />purchase and maintain employer’s liability or “stop gap” insurance of not less <br />than $1,000,000 as an endorsement on Consultant’s Workers’ Compensation <br />and General Liability Policies. <br /> <br />D. Consultant will ensure that any of its subcontractors or subconsultants secure and <br />maintain insurance policies and endorsements required of Consultant and the Owner <br />in limits no less than those specified and required to be passed down to subcontractors <br />in paragraph 8 of the Owner’s contract with the North Dakota State Water <br />Commission. <br /> <br />E. If any required policy is written on a “claims made” form, Consultant must maintain <br />the coverage continuously throughout the term of this Agreement, and, without lapse, <br />for three (3) years beyond the termination or expiration of this Agreement and the <br />Owner’s acceptance of all services provided under this Agreement. The retroactive <br />date or “prior acts inclusion date” of any “claims made” policy must be no later than <br />the date that services commence under this Agreement. <br /> <br />F. Before Consultant begins performing services, Consultant must send the Owner <br />certificates of insurance and any applicable endorsements attesting to the existence of <br />coverage. Consultant will not allow its policies to be cancelled, lapse, and/or <br />terminate or be amended to reduce coverage below the minimums called for in this