1. MIDA bond loan modification-YMCA

EXHIBIT A FORM OF REPLACEMENT BOND No. R-1 UNITED STATES OF AMERICA $6,500,000 STATE OF NORTH DAKOTA COUNTY OF CASS WELLNESS FACILITIES REVENUE BOND (YMCA OF CASS AND CLAY COUNTIES PROJECT) SERIES 2010 Interest Rate Maturity Date Date of Original Issue Date of Modification November 1, 2025 September 29, 2010 October_, 2014 REGISTERED OWNER: BREMER BANK NATIONAL ASSOCIATION, FARGO, NORTH DAKOTA PRINCIPAL AMOUNT: SIX MILLION FIVE HUNDRED THOUSAND NO/100 DOLLARS KNOW ALL PERSONS BY THESE PRESENTS that Cass County, North Dakota (the "Issuer"), for value received, hereby promises to pay to the registered owner specified above or registered assigns,but only from the sources referred to herein,the principal amount specified above or such lesser amount as may be advanced from time to time by the Lender and remains outstanding, in accordance with the amortization schedule attached hereto, with interest on the outstanding and unpaid balance of such principal amount from the date hereof at the annual interest rate specified above(computed on the basis of a 360-day year comprised of twelve 30-day months). Interest only shall be payable on May 1 and November 1,in the years 2011 and 2012. Principal and interest shall be payable commencing May 1, 2013, and on each May 1 and November 1 thereafter (each, a "Payment Date"), all subject to the provisions referred to herein with respect to the redemption of the principal of this Bond before maturity. Principal and interest due hereunder shall be payable to the registered owner hereof at the principal office of Bremer Bank,National Association, 1444 45th Street South,Fargo,North Dakota(the"Lender"),or at such other place as the Lender may designate in writing. This Bond is one of an authorized issue of bonds in the maximum aggregate principal amount of$6,500,000 to be issued for the purpose of financing a portion of the cost of constructing and equipping of a health and wellness center (the "Project") to be owned by Sanford YMCA Family Wellness, LLC (the "Owner"). Proceeds of the Bonds will be loaned to YMCA of Cass and Clay A-1