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Allstate Property and Casualty Insurance Company Policy Number: 9 12 700099 10/31 Your Agent: Pat Stocking (701)235-9868 For Premium Period Beginning: Oct.31,2013 Important Notice Information about Flood Insurance Protection against flood damage Most homeowners, renters and commercial insurance policies do not provide coverage for damage caused by floods. In fact, protection against floods is generally available only through a separate policy. That's why Allstate is a participant in the National Flood Insurance Program and offers standard flood insurance policies*.A flood policy can help complete the insurance protection for your property and help protect your financial well-being. You may need it more than you think Approximately 90%of all disasters in the U.S.are flood related.While you may think that it couldn't happen to you, over 25%of all flood losses occur in low to moderate risk areas. And because flood damage is often accompanied by other damage, such as wind and hail (which is typically covered under a property policy),selecting Allstate gives you the convenience and peace of mind that comes with working with just one claim adjuster and one agent, instead of two or more. It's affordable The federal government sets the rates for flood insurance, so there's typically no difference in rates from policy to policy—you can generally switch to a flood insurance policy administered by Allstate for the same amount of premium. If you choose Allstate,you can have the service, convenience and comfort you've come to expect from us. For more information about flood insurance, or if you have any questions about your policy in general, please contact your Allstate representative or visit us at allstate.com. *Allstate provides the standard flood insurance policy under the terms of the National Flood Insurance Act of 1968 and its amendments, and Title 44 of the Code of Federal Regulations.The standard flood insurance policy is written by Allstate for the National Flood Insurance Program which is administered by the Federal Insurance Administration,part of the Federal Emergency Management Agency. Subject to availability and qualifications.Other terms,conditions and exclusions may apply. Page 1