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0 <br />Proposal of Insurance For Naveed Haider, M.D. <br />Page 3 of 16 <br />Arthur J. Gallagher Risk Management Services, Inc. <br />Gallagher is one of the largest and fastest growing brokers and risk management service providers in the <br />insurance industry. Since 1927, our company has been helping business and industry manage risk by <br />performing the traditional insurance broker’s function of planning and placing insurance. <br /> <br />Basic to our success is a commitment to meeting each client’s particular needs. This commitment has <br />enabled the company to grow from a two-person organization to our present ranking as the one of the <br />largest insurance brokers in North America and in the world. <br /> <br />The expansion of our company into a nationwide organization has been dramatic. We were true <br />pioneers in the concept of risk management. We created the first self-insurance service organization, <br />which was set up to administer all lines of coverage - Property, Workers Compensation, Auto, General <br />and Professional Liability. This followed our early recognition of the changing needs of Risk Managers <br />and has been accelerated by a rapidly changing environment. <br /> <br />Today Gallagher has over 50 production offices throughout the U.S. Additionally, we have access to the <br />important London Market through Arthur J. Gallagher – UK and the third market in Bermuda via Arthur J Gallagher Bermuda, Ltd. <br /> <br />Table of Contents <br />Arthur J. Gallagher Risk Management Services, Inc. ......................................................................................................................................... 3 <br />Table of Contents.............................................................................................................................................................................................. 3 <br />Service Team ..................................................................................................................................................................................................... 4 <br />Premium Summary ........................................................................................................................................................................................... 5 <br />Bindable Quotations, Marketing Highlights & Compensation Disclosure Schedule ......................................................................................... 6 <br />Summary of Significant Changes ...................................................................................................................................................................... 7 <br />Coverage Highlights: Medical Malpractice ....................................................................................................................................................... 8 <br />Named Insured List: Medical Malpractice ........................................................................................................................................................ 9 <br />Estimated Annual Policy Premium: Medical Malpractice ................................................................................................................................. 9 <br />Insurance Carrier Ratings and Admitted Status .............................................................................................................................................. 10 <br />Important Disclosures ..................................................................................................................................................................................... 11 <br />Other Coverage Considerations ...................................................................................................................................................................... 14 <br />Changes and Developments ........................................................................................................................................................................... 14 <br />Client Authorization to Bind Coverage ........................................................................................................................................................... 15 <br />To Waive Prior Acts Coverage ......................................................................................................................................................................... 16 <br />Appendix A (Policy Specimen) ........................................................................................................................................................................ 16 <br /> <br />