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<br />Proposal of Insurance For Naveed Haider, M.D. <br />Page 13 of 16 <br /> <br />placement of a client’s account, the facility may have earned and retained customary brokerage commission or fees for its <br />work. <br />5. Gallagher assists its customers in procuring premium finance quotes and unless prohibited by law may earn compensation for <br />this value added service. <br />6. From time to time, Gallagher may participate in insurance company promotional events or training and development that <br />insurers provide for Gallagher employees. <br />7. Gallagher strives to find appropriate coverage at a competitive price for our customers. In order to achieve these goals, we <br />gather and analyze data about our customers and their insurance coverage. This data and the resulting analytical tools help us <br />better understand the current marketplace, more accurately predict future trends and offer tailored solutions to our <br />customers. The data may also be provided to insurers pursuant to consulting service agreements from which we earn fees. <br /> <br />If you have specific questions about the compensation received by Gallagher and its affiliates in relation to your insurance placements, <br />please contact your Gallagher representative for more details. <br />In the event you wish to register a formal complaint regarding compensation Gallagher receives from insurers or third parties, please <br />send an e-mail to Compensation_Complaints@ajg.com or send a letter to: <br /> <br />Compliance Officer <br />Arthur J. Gallagher & Co. <br />Two Pierce Place, 20th Floor <br />Itasca, IL 60143 <br />