3. Health insurance/human resources consultant agreement

7. Confidentiality: All information and advice exchanged between the Parties (including their agents and employees) shall be treated as confidential, and shall not be disclosed to third parties except: 1) as agreed upon in writing, 2) where necessary to accomplish the purposes of this Agreement, or 3) as required by law. In addition, each party agrees promptly to advise the other party in writing of any unauthorized misappropriation, disclosure or use by any person of Confidential Information which may come to its attention, and to take all reasonable steps to limit, stop or otherwise remedy such misappropriation, disclosure or use. The confidentiality provisions contained herein shall continue and stay in effect even after the expiration of this Agreement. 8. Final Agreement: This Agreement is an independent document that contains all of the covenants and agreements between the parties, and supersedes any and all other Agreements, whether oral or in writing, between the parties hereto. 9. Disclaimer. While knowledge of the legal, tax, and financial issues related to the products, services, and advice offered by Associated Financial Group is an important part of our expertise, the products, services, and advice themselves do not constitute, and should not be construed as providing, legal, tax, or financial advice. Client agrees that it will use the products, services, or advice offered under this Agreement at its own risk, and takes full responsibility for any use it may make of the products, services, or advice offered under this Agreement. Client is seeking AFG's expertise and recommendations with respect to the products, services, and advice offered by AFG under this Agreement. However, AFG cannot control the manner in which Client may interpret or utilize the products, services, and advice offered by AFG under this Agreement. Therefore, Client hereby agrees that any claims it may have against AFG as a result of products, services, or advice provided under this Agreement will be limited to the amounts actually paid by Client to AFG pursuant to this Agreement. 10. Modifications: Any modification of this Agreement shall be effective only if it is in writing, signed and dated by all parties hereto. 11. Jurisdiction: This Agreement is to be construed pursuant to Laws of the State of Minnesota. Jurisdiction and venue for any claim arising out of this Agreement shall be made in the State of Minnesota. By signing this Agreement, the Parties agree to the terms as set forth above. Company Name Associated Financial Group By: Cass Co. By: Print Name /Title Print Name /Title Signature: Signature: Date: Date: For Office Use Only: Sales Manager 3 Copyright 2008 by Associated Financial Group, LLC